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Luke Tan Zhi Yuan

MDRT 2025

Agency Development Manager

About Advisor

I take great pride in being at the forefront, actively engaging with my clients and friends to meticulously strategize their financial affairs, ensuring their current and future well-being. By providing comprehensive financial planning services, I aim to instill confidence and peace of mind in their financial journey.

Zhi Yuan Views Financial Planning Differently

What Clients' Say

Zhiyuan first reached out to me to talk to my about CPF. When Zhi Yuan cold-called me, I wasn’t sure what to expect, but I’m glad I decided to meet him. He is personable and knowledgeable, and he broke down CPF planning in a way that made sense to me. As someone who is more focused on work, I often neglect long-term planning, but Zhi Yuan helped me see the bigger picture.

What sets him apart is his ability to connect with clients and tailor advice to their unique needs. The session gave me clarity and a roadmap for better utilizing my CPF. I’d recommend him to anyone who wants straightforward, practical advice from a genuine professional

Zhi Yuan explained CPF in a way that was easy to understand, even for someone who isn’t familiar with financial planning. He reached out to me through a cold call, and while I was hesitant at first, his professional yet friendly approach convinced me to give it a try.

What impressed me most was how he customized the session to address my specific concerns and goals. Zhi Yuan is patient and thorough, which makes working with him a great experience. The insights I gained from our session have helped me feel more confident about my financial future. I highly recommend him to anyone looking to better understand CPF.

I was initially sceptical when Zhi Yuan reached out to me through a cold call, but his professionalism and knowledge on CPF immediately stood out. He was clear and concise in explaining how CPF could work for me, and I appreciated how he tailored his advice to my current situation and goals.

Zhi Yuan’s ability to simplify a complex topic like CPF is impressive. He didn’t push products but focused on helping me understand how to plan better for my future. The session was informative and gave me actionable steps to improve my financial standing. I’m glad I took his call

As an accountant, I already had some understanding of CPF, but Zhi Yuan helped me see how I could optimize it further, especially for long-term planning. I first met Zhi Yuan through a seminar on financial planning, and I was impressed by how approachable and knowledgeable he was.

What sets Zhi Yuan apart from others is his ability to personalize advice. He didn’t just give generic suggestions, he considered my goals and current financial situation to provide targeted recommendations. His session was practical and full of insights that I could immediately apply.

If you’re looking for someone who genuinely listens and offers valuable advice, Zhi Yuan is the person to go to. The session gave me confidence in my CPF planning, and I believe anyone who works with him will feel the same way.

Zhi Yuan was outgoing and initiates conversations. He explains and presents his products and funds in a way whereby it is easily to spot the difference between the products and funds, which is easy to the eye. This helped with easier decision making on whether to take up an HSBC product. He would go out of the way to fit himself into your schedule no matter how busy you are. He would also find ways to explain the products and funds in more lament terms for easier understanding.

Yan Shen

I was introduced to Zhi Yuan through a recommendation. He was described as hardworking, sincere and an overall solid person. Through our first calls, these attributes shone through. Although at the time he was a relatively new FA, his eagerness to learn my needs and empathize with my perspective was impressive. He was thorough with his ground work and upfront about the drawbacks of each product. I chose to work with him because he stood out as a person who is sincere about helping his clients. Furthermore, the quality of his presentations grew tremendously between sessions showing how he is able to adapt and learn quickly; which is highly necessary in the fast-paced financial market. Choose Zhi Yuan because the most important factors in choosing an FA is long term commitment, trust and competence. For in all these he has excelled.

Tan Wen Wei Alexander

I rarely take cold calls, but something about Zhi Yuan’s approach made me want to listen. He was professional, clear, and respectful, which immediately built trust. During our session, he helped me identify gaps in my CPF planning and showed me strategies to maximize my savings for retirement.

What I appreciate most is that Zhi Yuan doesn’t rush you into decisions. He patiently explains everything and makes sure you’re comfortable before taking the next step. His expertise and dedication are why I would recommend him to anyone serious about their financial future.

Zhi Yuan provided a comprehensive overview of CPF planning, which was incredibly helpful for someone like me who tends to focus more on short-term finances. I met Zhi Yuan through a cold call, and while I’m usually wary of such approaches, his genuine and professional demeanour convinced me to give him a chance.

He stands out because he truly listens to your concerns and provides thoughtful, tailored advice. The session was well-structured, and I walked away with a much better understanding of how CPF can secure my future. I’d recommend Zhi Yuan to anyone looking for a knowledgeable and trustworthy planner

Zhiyuan explained complex topics like CPF in a way that was easy to understand, and I got to know Zhi Yuan through a mutual friend, and my first impression of him was that he was approachable and genuinely interested in helping others. I chose to work with him. Unlike other agents, Zhi Yuan didn’t just sell a product. He took the time to walk me through how CPF works, especially how I can better plan for retirement and maximize my CPF savings.

His patience and thoroughness really stood out. More people should work with him because he genuinely cares about helping his clients make informed decisions. My session with Zhi Yuan was eye-opening and gave me a clear plan for using CPF to meet my financial goals. I highly recommend him to anyone looking for a knowledgeable and trustworthy financial planner.

I got to know Zhi Yuan 2 years ago through an internship, he’s a very social able person and cares for friends and family around him. He shows his care through his actions and it can be felt in his daily action. I would sincerely recommend for any clients to trust Zhi Yuan in his knowledge and expertise in the insurance industry. Additionally, I would like to add that Zhi Yuan has value added me with the sharing session that we had. All the best in your endeavours!

Melvin Kho

I chose to collaborate with Zhiyuan due to his unwavering dedication and determination. Once I decided to get an accident plan with him, he went above and beyond to assist me throughout the entire process, practically guiding me every step of the way. His support made my life significantly easier. I have complete trust in his ability to secure the best possible options tailored to my specific needs. Without a doubt, I will enthusiastically recommend Zhiyuan to my friends, as I am confident that he will provide them with exceptional service.

S. ISHWARYA

I find Zhi Yuan to be down-to-earth and easy to communicate with. He has taught me the significance of insurance and the differences between various policies. Moreover, he has guided me in identifying excellent policies from different companies and has shown me strategic approaches to make them more affordable. What sets him apart from other advisors is his ability to explain information in a clear, step-by-step manner. It is evident that he is truly passionate about his job, as reflected in the exceptional service he provides to his clients. Initially, I struggled to comprehend the importance of insurance. However, Zhi Yuan patiently helped me grasp how insurance policies can be more cost-effective in the long run compared to relying solely on personal savings. I believe he has the ability to assist others, like myself, in understanding the importance of protecting our assets and can demonstrate ways to achieve that. The session was incredibly valuable as it addressed all my concerns, leaving me feeling more secure about safeguarding my future plans. Above all, I have come to realize the immense significance of having a trustworthy advisor, and Zhi Yuan has undoubtedly proven himself to be one.

DOMINIC LOY PI REN

Based on my thorough analysis of customer feedback and personal interactions with Zhi Yuan, I can confidently assert that they are an exceptionally professional and knowledgeable provider of financial services. Zhi Yuan's remarkable communication skills and prompt responsiveness have left a lasting impression. Their ability to tailor solutions according to each client's unique financial needs is truly commendable. Clients have greatly benefited from their expertise in key areas such as investment management, retirement planning, and risk management, effectively paving the path towards their financial goals. In essence, Zhi Yuan is a dependable and trustworthy financial services provider who genuinely prioritizes their clients' financial prosperity. I wholeheartedly endorse their services to anyone seeking the guidance of a skilled and experienced financial professional.

AXEL TAN JIN LONG